get ready for

A lending team that’s focused on you.

At Luminate Bank, we’re redefining the home loan industry by ditching the old bad habits and bringing together a team with decades of experience. Our mission? To align with your vision and help you unlock your full potential through smarter finances.

>> Our Team

We believe lending should be easy to understand and approachable. With transparency and consistency at the heart of everything we do, we’re here to make sure every step is clear and every decision is made in your best interest.


Our goal is to keep you informed, engaged, and confident at every turn—so, let us introduce you to the staff who make it all happen!

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Erica Paradise

Mortgage Loan Originator | NMLS# 213325

Erica Paradise is a 2nd generation mortgage banker that first started working for her mother’s mortgage company many years ago. With the abundant experience from her family mortgage business, combined with her Masters in Business Administration degree, Erica provides an in-depth financial approach toward the mortgage process. When not volunteering for foster children or serving on the foundation board for AdventHealth Tampa Hospital, she is constantly finding new ways to support the military community and their families through various local charities. 


The excellent experience that she provides to her clients brings them back time and time again. Evident from the various awards from Florida Housing for first time home buyers, President's Club awards and top loan officer awards. She is proven to build a level of trust with her clients that is unmatched in her field. Her clients are like family and will work to always exceed their expectations and keep them at ease during their home financing experience.